👉 Today's 30-year mortgage rate is like the one-time deal that only works once — no matter how much you try to get it paid off. It's so high because everyone owes it back and forth all the time, and they don't seem to have a clue what to do with it.
For example: "When you're planning your next 30-year mortgage payment, just remember that every year you'll be making even more payments than you did before."